EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.


CHOOSE YOUR TERM 4 OR 5 YEAR MORTGAGE AT 2.99%

OPPA Credit Union mortgages offer you options on terms, rates and more. While rates are important there is more to a mortgage than RATE…OPPACU advisors help you see beyond the rate with the details of the mortgage that can help or hinder you throughout the term of your mortgage. Talk to an advisor today to get unbiased mortgage advice you can TRUST!

Click here to learn more.


CHOOSE 2.7% FOR 27 MONTHS FOR YOUR TERM INVESTMENTS

Earn higher, secure interest on your term investments. 2.7% for 27 months lets you optimize interest and flexibility.

Call us and we’ll help you grow your financial well-being.


RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.


SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards. 

Click HERE for more information.


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT MORTGAGE OFFERSRATES
1, 2 or 3 Year Terms2.89%
4 & 5 Year Fixed Mortgage2.99%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange Rates (Rates effective 2019-07-16)BuyingSelling
United States Dollar – Updated daily1.35621.3062

Prime RatesRates
OPPA Credit Union Prime3.95%
OPPA Credit Union Prime – Non Real Estate Secured4.45%

Posted Fixed Rate Closed MortgagesRates
1 Year – Special2.89%
2 Year – Special2.89%
3 Year – Special2.89%
4 Year – as low as3.24%
5 Year – as low as3.39%

Fixed Rate Open MortgageRates
1 Year7.45%

Variable Rate MortgagesRates
5 Year Variable Closed (OPPACU VR Prime -0.40%)3.55%
5 Year Variable Open (OPPACU VR Prime + 2.00%)5.95%

Vehicle LoansRates
OPPA Credit Union Prime + 2.50% and up6.95%

RRSP LoansRates
OPPA Credit Union Prime + 1.00%4.95%

Bridge LoanRates
OPPA Credit Union Prime + 1.00%4.95%

Unsecured Line of CreditRates
OPPA Credit Union Non Real Estate Secured Prime + 4.00% and up8.45%

Home Equity Line of CreditRates
OPPA Credit Union Home Equity Prime as low as4.45%

Non-Redeemable Term DepositsRates
1 Year – Call for Special Offers1.50%
2 Year – Call for Special Offers1.75%
3 Year – Call for Special Offers2.00%
4 Year – Call for Special Offers2.10%
5 Year – Call for Special Offers2.30%

Flex Term DepositRates
1 Year RRSP Payroll Savings Plan0.95%

Pensioner’s Parking AccountRates
1 Year0.95%

RRIF Term DepositsRates
1 Year – Call for Special Offers1.50%
2 Year – Call for Special Offers1.75%
3 Year – Call for Special Offers2.00%
4 Year – Call for Special Offers2.10%
5 Year – Call for Special Offers2.30%

RESP Term DepositsRates
1 Year – Call for Special Offers1.50%
2 Year – Call for Special Offers1.75%
3 Year – Call for Special Offers2.00%
4 Year – Call for Special Offers2.10%
5 Year – Call for Special Offers2.30%

TFSAs

TFSA Savings AccountRates
High Interest Savings1.05%

TFSA Term DepositsRates
1 Year – Call for Special Offers1.50%
2 Year – Call for Special Offers1.75%
3 Year – Call for Special Offers2.00%
4 Year – Call for Special Offers2.10%
5 Year – Call for Special Offers2.30%

Savings Accounts

Optimum Savings AccountRates
All Balances1.05%

Plan 24 SavingsRates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%

Fat Cat Savings AccountRates
All Balances0.010%