LOWER-COST HOME OWNERSHIP.

Your home may be your single most important investment. That’s why it’s worth considering an OPPA Credit Union mortgage. Whether you’re buying a new home, renewing, renovating or transferring your mortgage, we offer competitive rates, a wide range of terms and a variety of mortgage options. And it’s about way more than rate alone – ask your advisor about the best strategy for reducing mortgage and home ownership costs. Then make the right choice for you.

Mortgage Options:

  • Conventional Mortgage
  • High-Ratio Mortgage
  • Fixed Rate Closed Mortgages
  • Variable Rate Mortgages
  • Six-Month Convertible Mortgage
  • Construction Mortgage

As an OPPA Credit Union member, you’ll also benefit from:

  • Help you can trust – Your advisor knows the ins and outs of buying and selling a home, and can help you each step of the way. You’ll get objective advice that’s in your best interest.
  • Competitive rates – You can rest assured that you’ll be getting a highly competitive interest rate, and that you never have to feel like a master negotiator.
  • PORTABILITY – If you get transferred, you can keep your mortgage with the OPPA Credit Union, and we’ll work with the OPP’s relocation program to get you the greatest savings.
  • 90-day interest rate guarantee – If you’re pre-approved before buying your home, we’ll guarantee your rate or give you the current rate (if it’s lower) when you close the sale.
  • Pre-payment privileges – You can double up your payment on any or all regular payment days. You also have the option to pay up to 20% of the original amount of your mortgage once every calendar year to reduce interest costs and pay off your mortgage sooner.                

Talk to us about your mortgage today.

Access a loan application here.

Visit the mortgage calculator and explore your options.