Personal Loans

Loans are easy to come by – loans with brains and good advice are a specialized skill set at OPPA Credit Union. We’ll help you use your borrowing power to greater effect – we’ll help you pay less over time for what you want today – and frankly, we’ll do everything we can to help you avoid debt overload later in life. We have your back – that’s financial back-up for life.

Fixed and variable-rate loans are available with terms of up to seven years. Our advisors are always available to help.

Access a loan application here


New Recruit Loans

Car Loans

Consolidation Loans

Lines of Credit

Student Lines of Credit

RRSP Loans

Credit Cards

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of Visa cards, from no fee to double points and US Dollar, so you can choose the one that works best for you.

Our OPPACU Visa Cards come with FlexRewards. Points add up quickly, and there’s no limit to the number of points you can earn. Redeem for Travel, Merchandise, Gift Cards or Cash Back.

You’ll find our new, full suite of Visa options here including lower interest cards, better rewards cards, U.S. currency cards and more. Find the right fit for you.

Overdraft Protection

OPPA Credit Union offers its members the convenience and peace of mind of overdraft protection, to a maximum of $5,000.