Student Lines Of Credit

A student line of credit is a different type of student loan. Instead of taking all the money up-front, the line of credit makes a portion of the loan available to you each school year. It features one of the lowest interest rates you’ll find at OPPA Credit Union Prime rate plus 1%.


  • The student line of credit is offered to all members attending a recognized college or university as a full or part-time student
  • Your overall credit limit can be as high as $32,000, with annual amounts of $8,000 staggered over a maximum of four years
  • After graduation, you have six months before you’re required to begin repaying any of the principal you’ve borrowed and your loan is converted to a regular personal loan

Interest Rates

  • Interest only paid monthly while in “student” status
  • Interest rate is OPPA Credit Union Prime rate plus 1% during “student” status


  • No administration or service fees

Find an ATM

Enter address, postal code or branch name