Your home may be your single most important investment. That’s why it’s worth considering an OPPA Credit Union mortgage. Whether you’re buying a new home, renewing, renovating or transferring your mortgage, we offer low rates, a wide range of terms and a variety of mortgage options.

As an OPPA Credit Union member, you’ll also benefit from:

Help from your Financial Advisor – Your advisor knows the ins and outs of buying and selling a home, and can help you each step of the way. You’ll get objective advice that’s in your best interest.

Competitive rates – You can rest assured that you'll be getting a highly competitive interest rate, and that you never have to feel like a master negotiator. 

Portability – If you get transferred, you can keep your mortgage with the OPPA Credit Union, and we’ll work with the OPP’s relocation program to get you the greatest savings.

90-day interest rate guarantee – If you’re pre-approved before buying your home, we’ll guarantee your rate or give you the current rate (if it’s lower) when you close the sale.

Pre-payment privileges– You can double up your payment on any or all regular payment days. You also have the option to pay up to 20% of the original amount of your mortgage once every calendar year to reduce interest costs and pay off your mortgage sooner.



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