Text Banking

Our MemberDirect® Mobile Text Banking gives you real-time access to your account wherever you are - the drive - thru, the checkout line, or even the big game.  Just send a quick text message to your account and you'll receive a text right back with your account information.

It doesn't matter what kind of mobile phone you have.  Mobile text banking works on any phone that lets you send and receive text messages.

It's fast and easy.  (Standard text messages rates may apply based on your carrier and plan)


Check account balances and recent account activity information from anywhere you can get a digital signal.

Check your account balance.  Check one account, or all of them.  It's up to you.  For your primary account, text BAL to your short code MONEY (66639).  For all account balances, text the keywork command BAL ALL.

Check account activity.  Get information on the last five transactions conducted within your primary account.  To view your recent account activity, text the keyword command ACT to the short code MONEY (66639).


Save time and money.  Go mobile and get the information you want, right when you need it. 

Know before you pay.  Get instant account balance information before you get to the checkout line.

Have peace of mind.  Get instant activity information so you know exactly what's happening in your account.

Get instant account information within seconds of sending your request.


The only information that is transmitted is your account balance or your recent account activity.  Even if you lose your phone, no one will be able to make changes to your account and it's quick and easy to cancel if needed.

No personal information ever appears in your text.

Your account number/member number is never transmitted.

You never have to enter a Personal Access Code so there's no risk that these numbers will ever be known.

Getting  Started

Getting started is easy.  All you need is access to online banking and your mobile phone.

  1. Login to online banking (from your computer)
  2. Click on Account Services (located in the menu on the left hand side of your screen)
  3. Click on Add/Modify Mobile Banking 
  4. Click the button at the bottom of the screen - Register your phone for Mobile Banking
  5. It will then prompt you with questions.  You must have your cell phone with you when you are setting up Mobile Text Banking.

If you have any questions about setting up Mobile Text Banking, please contact our office at 1-800-461-4288.


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