Interac® E-Transfers

Send and Receive Money Quickly and Securely!

**New Interac® E-Transfer Features - Auto Deposit & Request Money - Click here to learn more

Members can
send money from their OPPA Credit Union accounts via online banking or mobile banking to another person, provided they have an email address or a mobile phone number and a Canadian deposit account.

With Interac® E-Transfer, your money never actually travels by email or text message. All you need is mobile or online access to a participating financial institution and you can send money to anyone with an e-mail address or mobile phone number and a bank account in Canada. Email and text messages are only used to notify the recipient of the pending transfer and to provide them with instructions on how to deposit the money.


  • Users can send money to anyone with an email address or mobile phone number and a Canadian financial institution account from a desktop or mobile phone.
  • Recipient can receive notifications by email or by text message.
  • Recipient can receive money from a desktop or mobile phone.
  • Create a recipient in an instant.
  • The minimum transfer-out amount is $0.01 and the maximum daily limit is $3,000.00 (weekly limit is $10,000.00 and monthly limit is $20,000.00).
  • View and manage recipients pending transfers.

To send an Interac® E-Transfer, log into Online Banking and click on Transfers and follow the steps below:

  1. Click on the Money Transfer Recipient List (located on the left).
  2. Click on Add A Recipient. Input the recipient's name, email address or mobile phone number, create a security question and answer, then click on Continue.
  3. Click on Send E-Transfer Select which account you are transferring from.
    Indicate the amount (the maximum E-Transfer amount is $3,000.00 per day.)
    Select the recipient.
    Click on Continue.
    Click on Confirm (once confirmed, funds and the $1.50 service fee are immediately withdrawn from your Account.)
  4. Recipient will receive INTERAC® E-Transfer notification to deposit the funds into their account. (Link will be attached to email).
  5. Once the recipient deposits the money sent, you will receive an email or text message indicating the transfer for X amount of dollars was accepted. The transfer is now complete.

Learn more, and view an online demonstration

Interac® E-Transfer FAQs



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