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RRSP Loans

Depending on your situation, it may make sense to borrow for your RRSP. Maximizing your annual RRSP contribution is one of the best ways to build a secure retirement.

OPPA Credit Union offers personal loans and lines of credit for RRSP contributions. The money you borrow to invest will grow tax-free together with the rest of your RRSP investments.

Features

  • A fixed payment schedule makes a personal loan ideal for catching up on missed contribution room from previous years
  • With a line of credit, you can borrow again and again, up to your approved credit limit, without having to reapply
  • The interest rate on the loan is set at our prime rate
Speak to your Member Service Advisor for details. See also Are RRSPs Right For You?

 

 




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