Our Optimum Savings Account is our highest interest savings account.

Features

• A premium savings account paying a high rate of interest
• Earn one rate if your balance is less than $5,000, and a higher rate when your balance is $5,000 or over.
• One free debit transaction per month-including ATM withdrawals, point-of sale transactions, cash withdrawals, bill payments, and pre-authorized debits.
• Free quarterly statements

Interest Rates

• Tiered interest rate - the more you have - the more you earn. No minimum balance required. Start small and earn a high interest rate and when your balance reaches $5,000, your rate will increase.
• Interest is calculated on the minimum daily balance and paid monthly

Fees

• $2.00 per debit transaction after your one free monthly transaction
• Account fee summary