CONSIDER AN OPPA CREDIT UNION MORTGAGE For the past 39 years the OPPA Credit Union has focused on meeting the financial needs of the OPP community by providing products, services and advice you can trust geared to the lives and unique circumstances of our members. We take great pride in understanding our members unique needs and therefore have structured our mortgages to better serve our members. Mortgage Options Available - Conventional Mortgage
- High Ratio Mortgage
- Construction Mortgage
- No down payment - Cash Back Mortgage
- Fixed rate closed mortgage
- Open and closed variable rate mortgages
- Amortized up to 35 years
Benefits Of Having An OPPA Credit Union Mortgage Advice You Can Trust - Your Member Service Advisor will provide you with advice each step of the way, from helping you understand your options, to mortgage pre-qualification and all the way through finalizing your mortgage. Competitive Rates - we offer very competitive rates 90 Day Interest Rate Guarantee - If you're pre-qualified before buying your home, we'll guarantee your rate for 90 days. Pre-Payment Privileges - you may pay up to 20% of the original principal amount of your mortgage once a year. You may also double up your payments on your regular scheduled payment dates without penalty. Blend And Extend Your Mortgage - our members have the option to blend and extend their mortgage with NO penalty. Most financial institutions don't offer this option. Mortgage Pre-Qualification If you're thinking about buying or building a home, you should obtain a pre-qualified mortgage. With a pre-qualified mortgage you will: - Know how much you can afford to purchase
- Know what your payments will be
- Recieve a 90 day guaranteed interest rate at today's rate (or lower if rates drop)
To begin your mortgage pre-qualification, complete the online mortgage application and your Member Service Advisor will contact you to discuss further. For advice on which mortgage option is best for you, please contact your Member Service Advisor For Advice You Can Trust. | 
